credit union

Michigan Columbus

Livonia, MI · Est. 1947
A
Trust Grade
Excellent
Score: 98/100

Michigan Columbus is a credit union based in Livonia, Michigan, established in 1947, with $75 million in total assets serving 4,025 members. By Trust Grade it ranks 3rd of 170 credit unions we track in Michigan. Its net worth ratio of 16.4% is stronger than 63% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 2.69% return on assets. No consumer complaints against Michigan Columbus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$75.3M
<$100M institution
Members
4,025
Shares & deposits
—
Net worth ratio
16.4%
Top 37% of <$100M peers · Michigan median 11.7%
Return on assets
2.7%
Top 3% of <$100M peers · Michigan median 0.79%
Rank in Michigan
#3
of 170 credit unions

How Michigan Columbus compares to Michigan peers

Net worth ratio
Top 37% of <$100M peers
Michigan Columbus
16.4%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of <$100M peers
Michigan Columbus
2.7%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Michigan Columbus

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.4% capital ratio)
  • Strongly profitable (ROA 2.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Michigan Columbus over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Michigan Columbus insured?

Yes. Michigan Columbus is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Michigan Columbus: frequently asked questions

Is Michigan Columbus a good credit union?

Michigan Columbus earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.4% capital ratio); Strongly profitable (ROA 2.69%).

Is Michigan Columbus NCUA-insured?

Yes. Michigan Columbus is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Michigan Columbus?

Michigan Columbus holds $75 million in total assets, ranking 3rd of 170 credit unions we track in Michigan. It serves 4,025 members.

Does Michigan Columbus have CFPB complaints?

No CFPB complaints against Michigan Columbus appear in our data over the analysis window, which is typical for a credit union of this size.

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Muskegon
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Limestone Financial
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Community Focus
credit union · Brownstown, MI · $69M assets
Lake Huron
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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