Genisys
Genisys is a credit union based in Auburn Hills, Michigan, established in 1964, with $6.4 billion in total assets serving 293,736 members. By Trust Grade it ranks 46th of 170 credit unions we track in Michigan. Its net worth ratio of 15.3% is stronger than 94% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.67% return on assets. No consumer complaints against Genisys appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Genisys compares to Michigan peers
How we graded Genisys
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.3% capital ratio)
- Strongly profitable (ROA 1.67%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Genisys over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Genisys insured?
Yes. Genisys is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Genisys: frequently asked questions
Is Genisys a good credit union?
Genisys earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Strongly profitable (ROA 1.67%).
Is Genisys NCUA-insured?
Yes. Genisys is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Genisys?
Genisys holds $6.4 billion in total assets, ranking 46th of 170 credit unions we track in Michigan. It serves 293,736 members.
Does Genisys have CFPB complaints?
No CFPB complaints against Genisys appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
