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credit union

Advia

Kalamazoo, MI · Est. 1935
A
Trust Grade
Excellent
Score: 90/100

Advia is a credit union based in Kalamazoo, Michigan, established in 1935, with $4.0 billion in total assets serving 186,725 members. By Trust Grade it ranks 107th of 170 credit unions we track in Michigan. Its net worth ratio of 9.8% trails most similarly sized credit unions (28th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Advia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.0B
$1B–10B institution
Members
186,725
Shares & deposits
Net worth ratio
9.8%
Bottom 28% of $1B–10B peers · Michigan median 11.7%
Return on assets
1.0%
Top 23% of $1B–10B peers · Michigan median 0.79%
Rank in Michigan
#107
of 170 credit unions

How Advia compares to Michigan peers

Net worth ratio
Bottom 28% of $1B–10B peers
Advia
9.8%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of $1B–10B peers
Advia
1.0%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Advia

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (9.8% capital ratio)
  • Strongly profitable (ROA 1.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Advia over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Advia insured?

Yes. Advia is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Advia: frequently asked questions

Is Advia a good credit union?

Advia earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Strongly profitable (ROA 1.05%).

Is Advia NCUA-insured?

Yes. Advia is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Advia?

Advia holds $4.0 billion in total assets, ranking 107th of 170 credit unions we track in Michigan. It serves 186,725 members.

Does Advia have CFPB complaints?

No CFPB complaints against Advia appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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