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credit union

Cornerstone Community Financial

Auburn Hills, MI · Est. 1951
A
Trust Grade
Excellent
Score: 94/100

Cornerstone Community Financial is a credit union based in Auburn Hills, Michigan, established in 1951, with $480 million in total assets serving 25,722 members. By Trust Grade it ranks 80th of 170 credit unions we track in Michigan. Its net worth ratio of 11.7% is stronger than 56% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against Cornerstone Community Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$479.6M
$100M–1B institution
Members
25,722
Shares & deposits
Net worth ratio
11.7%
Top 44% of $100M–1B peers · Michigan median 11.7%
Return on assets
0.7%
Top 50% of $100M–1B peers · Michigan median 0.79%
Rank in Michigan
#80
of 170 credit unions

How Cornerstone Community Financial compares to Michigan peers

Net worth ratio
Top 44% of $100M–1B peers
Cornerstone Community
11.7%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of $100M–1B peers
Cornerstone Community
0.7%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Cornerstone Community Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (11.7% capital ratio)
  • Profitable (ROA 0.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cornerstone Community Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cornerstone Community Financial insured?

Yes. Cornerstone Community Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cornerstone Community Financial: frequently asked questions

Is Cornerstone Community Financial a good credit union?

Cornerstone Community Financial earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.68%).

Is Cornerstone Community Financial NCUA-insured?

Yes. Cornerstone Community Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cornerstone Community Financial?

Cornerstone Community Financial holds $480 million in total assets, ranking 80th of 170 credit unions we track in Michigan. It serves 25,722 members.

Does Cornerstone Community Financial have CFPB complaints?

No CFPB complaints against Cornerstone Community Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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