Common Trust
Common Trust is a credit union based in Woburn, Massachusetts, established in 1966, with $98 million in total assets serving 5,788 members. By Trust Grade it ranks 97th of 122 credit unions we track in Massachusetts. Its net worth ratio of 9.7% trails most similarly sized credit unions (15th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.14% return on assets. No consumer complaints against Common Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Common Trust compares to Massachusetts peers
How we graded Common Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.7% capital ratio)
- Profitable (ROA 0.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Common Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Common Trust insured?
Yes. Common Trust is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Common Trust: frequently asked questions
Is Common Trust a good credit union?
Common Trust earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.14%).
Is Common Trust NCUA-insured?
Yes. Common Trust is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Common Trust?
Common Trust holds $98 million in total assets, ranking 97th of 122 credit unions we track in Massachusetts. It serves 5,788 members.
Does Common Trust have CFPB complaints?
No CFPB complaints against Common Trust appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
