credit union

Allcom

Worcester, MA · Est. 1922
A
Trust Grade
Excellent
Score: 92/100

Allcom is a credit union based in Worcester, Massachusetts, established in 1922, with $83 million in total assets serving 3,823 members. By Trust Grade it ranks 64th of 122 credit unions we track in Massachusetts. Its net worth ratio of 16.3% is stronger than 62% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.27% return on assets. No consumer complaints against Allcom appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$82.7M
<$100M institution
Members
3,823
Shares & deposits
—
Net worth ratio
16.3%
Top 38% of <$100M peers · Massachusetts median 12%
Return on assets
0.3%
Bottom 33% of <$100M peers · Massachusetts median 0.55%
Rank in Massachusetts
#64
of 122 credit unions

How Allcom compares to Massachusetts peers

Net worth ratio
Top 38% of <$100M peers
Allcom
16.3%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of <$100M peers
Allcom
0.3%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Allcom

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (16.3% capital ratio)
  • Profitable (ROA 0.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Allcom over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Allcom insured?

Yes. Allcom is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Allcom: frequently asked questions

Is Allcom a good credit union?

Allcom earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (16.3% capital ratio); Profitable (ROA 0.27%).

Is Allcom NCUA-insured?

Yes. Allcom is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Allcom?

Allcom holds $83 million in total assets, ranking 64th of 122 credit unions we track in Massachusetts. It serves 3,823 members.

Does Allcom have CFPB complaints?

No CFPB complaints against Allcom appear in our data over the analysis window, which is typical for a credit union of this size.

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Stoneham Municipal Employees
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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