credit union

City Of Boston

South Boston, MA · Est. 1915
B
Trust Grade
Strong
Score: 83/100

City Of Boston is a credit union based in South Boston, Massachusetts, established in 1915, with $546 million in total assets serving 31,228 members. By Trust Grade it ranks 100th of 122 credit unions we track in Massachusetts. Its net worth ratio of 9.0% trails most similarly sized credit unions (14th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.46% return on assets. No consumer complaints against City Of Boston appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$546.2M
$100M–1B institution
Members
31,228
Shares & deposits
—
Net worth ratio
9.0%
Bottom 14% of $100M–1B peers · Massachusetts median 12%
Return on assets
0.5%
Bottom 34% of $100M–1B peers · Massachusetts median 0.55%
Rank in Massachusetts
#100
of 122 credit unions

How City Of Boston compares to Massachusetts peers

Net worth ratio
Bottom 14% of $100M–1B peers
City Of
9.0%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of $100M–1B peers
City Of
0.5%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded City Of Boston

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (9.0% capital ratio)
  • Profitable (ROA 0.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for City Of Boston over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at City Of Boston insured?

Yes. City Of Boston is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

City Of Boston: frequently asked questions

Is City Of Boston a good credit union?

City Of Boston earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.46%).

Is City Of Boston NCUA-insured?

Yes. City Of Boston is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is City Of Boston?

City Of Boston holds $546 million in total assets, ranking 100th of 122 credit unions we track in Massachusetts. It serves 31,228 members.

Does City Of Boston have CFPB complaints?

No CFPB complaints against City Of Boston appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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