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credit union

Malden

Malden, MA · Est. 1941
A
Trust Grade
Excellent
Score: 93/100

Malden is a credit union based in Malden, Massachusetts, established in 1941, with $29 million in total assets serving 1,554 members. By Trust Grade it ranks 55th of 122 credit unions we track in Massachusetts. Its net worth ratio of 17.1% is stronger than 67% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Malden appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$28.9M
<$100M institution
Members
1,554
Shares & deposits
Net worth ratio
17.1%
Top 33% of <$100M peers · Massachusetts median 12%
Return on assets
0.4%
Bottom 40% of <$100M peers · Massachusetts median 0.55%
Rank in Massachusetts
#55
of 122 credit unions

How Malden compares to Massachusetts peers

Net worth ratio
Top 33% of <$100M peers
Malden
17.1%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of <$100M peers
Malden
0.4%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Malden

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (17.1% capital ratio)
  • Profitable (ROA 0.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Malden over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Malden insured?

Yes. Malden is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Malden: frequently asked questions

Is Malden a good credit union?

Malden earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (17.1% capital ratio); Profitable (ROA 0.41%).

Is Malden NCUA-insured?

Yes. Malden is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Malden?

Malden holds $29 million in total assets, ranking 55th of 122 credit unions we track in Massachusetts. It serves 1,554 members.

Does Malden have CFPB complaints?

No CFPB complaints against Malden appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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