credit union

Massachusetts Family

Lynn, MA · Est. 1926
A
Trust Grade
Excellent
Score: 93/100

Massachusetts Family is a credit union based in Lynn, Massachusetts, established in 1926, with $29 million in total assets serving 1,389 members. By Trust Grade it ranks 56th of 122 credit unions we track in Massachusetts. Its net worth ratio of 16.4% is stronger than 63% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against Massachusetts Family appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$29.2M
<$100M institution
Members
1,389
Shares & deposits
—
Net worth ratio
16.4%
Top 37% of <$100M peers · Massachusetts median 12%
Return on assets
0.4%
Bottom 38% of <$100M peers · Massachusetts median 0.55%
Rank in Massachusetts
#56
of 122 credit unions

How Massachusetts Family compares to Massachusetts peers

Net worth ratio
Top 37% of <$100M peers
Massachusetts Family
16.4%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of <$100M peers
Massachusetts Family
0.4%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Massachusetts Family

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (16.4% capital ratio)
  • Profitable (ROA 0.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Massachusetts Family over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Massachusetts Family insured?

Yes. Massachusetts Family is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Massachusetts Family: frequently asked questions

Is Massachusetts Family a good credit union?

Massachusetts Family earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (16.4% capital ratio); Profitable (ROA 0.36%).

Is Massachusetts Family NCUA-insured?

Yes. Massachusetts Family is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Massachusetts Family?

Massachusetts Family holds $29 million in total assets, ranking 56th of 122 credit unions we track in Massachusetts. It serves 1,389 members.

Does Massachusetts Family have CFPB complaints?

No CFPB complaints against Massachusetts Family appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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