St. Jean's
St. Jean's is a credit union based in Lynn, Massachusetts, established in 1910, with $377 million in total assets serving 18,143 members. By Trust Grade it ranks 94th of 122 credit unions we track in Massachusetts. Its net worth ratio of 9.6% trails most similarly sized credit unions (25th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.29% return on assets. No consumer complaints against St. Jean's appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How St. Jean's compares to Massachusetts peers
How we graded St. Jean's
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.6% capital ratio)
- Profitable (ROA 0.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for St. Jean's over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at St. Jean's insured?
Yes. St. Jean's is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
St. Jean's: frequently asked questions
Is St. Jean's a good credit union?
St. Jean's earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.29%).
Is St. Jean's NCUA-insured?
Yes. St. Jean's is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is St. Jean's?
St. Jean's holds $377 million in total assets, ranking 94th of 122 credit unions we track in Massachusetts. It serves 18,143 members.
Does St. Jean's have CFPB complaints?
No CFPB complaints against St. Jean's appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
