Fall River Municipal
Fall River Municipal is a credit union based in Fall River, Massachusetts, established in 1930, with $315 million in total assets serving 13,082 members. By Trust Grade it ranks 109th of 122 credit unions we track in Massachusetts. Its net worth ratio of 9.4% trails most similarly sized credit unions (21th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.03% return on assets. No consumer complaints against Fall River Municipal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fall River Municipal compares to Massachusetts peers
How we graded Fall River Municipal
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.4% capital ratio)
- Profitable (ROA 0.03%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fall River Municipal over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Fall River Municipal insured?
Yes. Fall River Municipal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fall River Municipal: frequently asked questions
Is Fall River Municipal a good credit union?
Fall River Municipal earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Profitable (ROA 0.03%).
Is Fall River Municipal NCUA-insured?
Yes. Fall River Municipal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Fall River Municipal?
Fall River Municipal holds $315 million in total assets, ranking 109th of 122 credit unions we track in Massachusetts. It serves 13,082 members.
Does Fall River Municipal have CFPB complaints?
No CFPB complaints against Fall River Municipal appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
