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credit union

Lynn Firemens

Lynn, MA · Est. 1935
A
Trust Grade
Excellent
Score: 97/100

Lynn Firemens is a credit union based in Lynn, Massachusetts, established in 1935, with $20 million in total assets serving 1,605 members. By Trust Grade it ranks 24th of 122 credit unions we track in Massachusetts. Its net worth ratio of 19.4% is stronger than 76% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.87% return on assets. No consumer complaints against Lynn Firemens appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$19.8M
<$100M institution
Members
1,605
Shares & deposits
Net worth ratio
19.4%
Top 24% of <$100M peers · Massachusetts median 12%
Return on assets
0.9%
Top 37% of <$100M peers · Massachusetts median 0.55%
Rank in Massachusetts
#24
of 122 credit unions

How Lynn Firemens compares to Massachusetts peers

Net worth ratio
Top 24% of <$100M peers
Lynn Firemens
19.4%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of <$100M peers
Lynn Firemens
0.9%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Lynn Firemens

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (19.4% capital ratio)
  • Profitable (ROA 0.87%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lynn Firemens over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lynn Firemens insured?

Yes. Lynn Firemens is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lynn Firemens: frequently asked questions

Is Lynn Firemens a good credit union?

Lynn Firemens earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (19.4% capital ratio); Profitable (ROA 0.87%).

Is Lynn Firemens NCUA-insured?

Yes. Lynn Firemens is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lynn Firemens?

Lynn Firemens holds $20 million in total assets, ranking 24th of 122 credit unions we track in Massachusetts. It serves 1,605 members.

Does Lynn Firemens have CFPB complaints?

No CFPB complaints against Lynn Firemens appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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