Santo Christo
Santo Christo is a credit union based in Fall River, Massachusetts, established in 1954, with $19 million in total assets serving 1,978 members. By Trust Grade it ranks 92nd of 122 credit unions we track in Massachusetts. Its net worth ratio of 8.5% trails most similarly sized credit unions (7th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against Santo Christo appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Santo Christo compares to Massachusetts peers
How we graded Santo Christo
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Profitable (ROA 0.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Santo Christo over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Santo Christo insured?
Yes. Santo Christo is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Santo Christo: frequently asked questions
Is Santo Christo a good credit union?
Santo Christo earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.82%).
Is Santo Christo NCUA-insured?
Yes. Santo Christo is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Santo Christo?
Santo Christo holds $19 million in total assets, ranking 92nd of 122 credit unions we track in Massachusetts. It serves 1,978 members.
Does Santo Christo have CFPB complaints?
No CFPB complaints against Santo Christo appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
