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credit union

Jeanne D'Arc

Lowell, MA · Est. 1911
B
Trust Grade
Strong
Score: 82/100

Jeanne D'Arc is a credit union based in Lowell, Massachusetts, established in 1911, with $2.2 billion in total assets serving 101,712 members. By Trust Grade it ranks 105th of 122 credit unions we track in Massachusetts. Its net worth ratio of 9.0% trails most similarly sized credit unions (12th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.37% return on assets. No consumer complaints against Jeanne D'Arc appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.2B
$1B–10B institution
Members
101,712
Shares & deposits
Net worth ratio
9.0%
Bottom 12% of $1B–10B peers · Massachusetts median 12%
Return on assets
0.4%
Bottom 20% of $1B–10B peers · Massachusetts median 0.55%
Rank in Massachusetts
#105
of 122 credit unions

How Jeanne D'Arc compares to Massachusetts peers

Net worth ratio
Bottom 12% of $1B–10B peers
Jeanne D'Arc
9.0%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $1B–10B peers
Jeanne D'Arc
0.4%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Jeanne D'Arc

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (9.0% capital ratio)
  • Profitable (ROA 0.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Jeanne D'Arc over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Jeanne D'Arc insured?

Yes. Jeanne D'Arc is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jeanne D'Arc: frequently asked questions

Is Jeanne D'Arc a good credit union?

Jeanne D'Arc earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.37%).

Is Jeanne D'Arc NCUA-insured?

Yes. Jeanne D'Arc is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Jeanne D'Arc?

Jeanne D'Arc holds $2.2 billion in total assets, ranking 105th of 122 credit unions we track in Massachusetts. It serves 101,712 members.

Does Jeanne D'Arc have CFPB complaints?

No CFPB complaints against Jeanne D'Arc appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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