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credit union

Brightbridge

Lawrence, MA · Est. 1955
B
Trust Grade
Strong
Score: 88/100

Brightbridge is a credit union based in Lawrence, Massachusetts, established in 1955, with $2.4 billion in total assets serving 116,769 members. By Trust Grade it ranks 78th of 122 credit unions we track in Massachusetts. Its net worth ratio of 10.3% trails most similarly sized credit unions (38th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.52% return on assets. No consumer complaints against Brightbridge appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.4B
$1B–10B institution
Members
116,769
Shares & deposits
Net worth ratio
10.3%
Bottom 38% of $1B–10B peers · Massachusetts median 12%
Return on assets
0.5%
Bottom 32% of $1B–10B peers · Massachusetts median 0.55%
Rank in Massachusetts
#78
of 122 credit unions

How Brightbridge compares to Massachusetts peers

Net worth ratio
Bottom 38% of $1B–10B peers
Brightbridge
10.3%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of $1B–10B peers
Brightbridge
0.5%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Brightbridge

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.3% capital ratio)
  • Profitable (ROA 0.52%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Brightbridge over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Brightbridge insured?

Yes. Brightbridge is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Brightbridge: frequently asked questions

Is Brightbridge a good credit union?

Brightbridge earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.52%).

Is Brightbridge NCUA-insured?

Yes. Brightbridge is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Brightbridge?

Brightbridge holds $2.4 billion in total assets, ranking 78th of 122 credit unions we track in Massachusetts. It serves 116,769 members.

Does Brightbridge have CFPB complaints?

No CFPB complaints against Brightbridge appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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