credit union

Lafayette

Rockville, MD · Est. 1935
A
Trust Grade
Excellent
Score: 91/100

Lafayette is a credit union based in Rockville, Maryland, established in 1935, with $2.1 billion in total assets serving 56,790 members. By Trust Grade it ranks 32nd of 61 credit unions we track in Maryland. Its net worth ratio of 12.2% is stronger than 72% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.13% return on assets. No consumer complaints against Lafayette appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.1B
$1B–10B institution
Members
56,790
Shares & deposits
—
Net worth ratio
12.2%
Top 28% of $1B–10B peers · Maryland median 11.9%
Return on assets
0.1%
Bottom 7% of $1B–10B peers · Maryland median 0.49%
Rank in Maryland
#32
of 61 credit unions

How Lafayette compares to Maryland peers

Net worth ratio
Top 28% of $1B–10B peers
Lafayette
12.2%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $1B–10B peers
Lafayette
0.1%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Lafayette

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (12.2% capital ratio)
  • Profitable (ROA 0.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lafayette over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lafayette insured?

Yes. Lafayette is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lafayette: frequently asked questions

Is Lafayette a good credit union?

Lafayette earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.13%).

Is Lafayette NCUA-insured?

Yes. Lafayette is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lafayette?

Lafayette holds $2.1 billion in total assets, ranking 32nd of 61 credit unions we track in Maryland. It serves 56,790 members.

Does Lafayette have CFPB complaints?

No CFPB complaints against Lafayette appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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