credit union

Capital Area Taiwanese

Rockville, MD · Est. 1977
B
Trust Grade
Strong
Score: 89/100

Capital Area Taiwanese is a credit union based in Rockville, Maryland, established in 1977, with $13 million in total assets serving 507 members. By Trust Grade it ranks 38th of 61 credit unions we track in Maryland. Its net worth ratio of 10.8% trails most similarly sized credit unions (23th percentile), versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.44% return on assets. No consumer complaints against Capital Area Taiwanese appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$13.1M
<$100M institution
Members
507
Shares & deposits
—
Net worth ratio
10.8%
Bottom 23% of <$100M peers · Maryland median 11.9%
Return on assets
0.4%
Bottom 41% of <$100M peers · Maryland median 0.49%
Rank in Maryland
#38
of 61 credit unions

How Capital Area Taiwanese compares to Maryland peers

Net worth ratio
Bottom 23% of <$100M peers
Capital Area
10.8%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of <$100M peers
Capital Area
0.4%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Capital Area Taiwanese

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (10.8% capital ratio)
  • Profitable (ROA 0.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Capital Area Taiwanese over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Capital Area Taiwanese insured?

Yes. Capital Area Taiwanese is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Capital Area Taiwanese: frequently asked questions

Is Capital Area Taiwanese a good credit union?

Capital Area Taiwanese earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Profitable (ROA 0.44%).

Is Capital Area Taiwanese NCUA-insured?

Yes. Capital Area Taiwanese is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Capital Area Taiwanese?

Capital Area Taiwanese holds $13 million in total assets, ranking 38th of 61 credit unions we track in Maryland. It serves 507 members.

Does Capital Area Taiwanese have CFPB complaints?

No CFPB complaints against Capital Area Taiwanese appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Local 355 Md
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Masters, Mates & Pilots (Mm&P)
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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