credit union

Masters, Mates & Pilots (Mm&P)

Linthicum, MD · Est. 1958
A
Trust Grade
Excellent
Score: 95/100

Masters, Mates & Pilots (Mm&P) is a credit union based in Linthicum, Maryland, established in 1958, with $4 million in total assets serving 624 members. By Trust Grade it ranks 18th of 61 credit unions we track in Maryland. Its net worth ratio of 11.1% trails most similarly sized credit unions (26th percentile), versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Masters, Mates & Pilots (Mm&P) appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.8M
<$100M institution
Members
624
Shares & deposits
—
Net worth ratio
11.1%
Bottom 26% of <$100M peers · Maryland median 11.9%
Return on assets
1.0%
Top 30% of <$100M peers · Maryland median 0.49%
Rank in Maryland
#18
of 61 credit unions

How Masters, Mates & Pilots (Mm&P) compares to Maryland peers

Net worth ratio
Bottom 26% of <$100M peers
Masters, Mates
11.1%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of <$100M peers
Masters, Mates
1.0%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Masters, Mates & Pilots (Mm&P)

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.1% capital ratio)
  • Strongly profitable (ROA 1.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Masters, Mates & Pilots (Mm&P) over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Masters, Mates & Pilots (Mm&P) insured?

Yes. Masters, Mates & Pilots (Mm&P) is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Masters, Mates & Pilots (Mm&P): frequently asked questions

Is Masters, Mates & Pilots (Mm&P) a good credit union?

Masters, Mates & Pilots (Mm&P) earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.04%).

Is Masters, Mates & Pilots (Mm&P) NCUA-insured?

Yes. Masters, Mates & Pilots (Mm&P) is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Masters, Mates & Pilots (Mm&P)?

Masters, Mates & Pilots (Mm&P) holds $4 million in total assets, ranking 18th of 61 credit unions we track in Maryland. It serves 624 members.

Does Masters, Mates & Pilots (Mm&P) have CFPB complaints?

No CFPB complaints against Masters, Mates & Pilots (Mm&P) appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Mvp Postal And Printing
credit union · Gaithersburg, MD · $4M assets
1897
credit union · Salisbury, MD · $4M assets
Choptank Electric Coop Employ
credit union · Denton, MD · $3M assets
Korean Catholic
credit union · Olney, MD · $2M assets
Local 355 Md
credit union · Baltimore, MD · $6M assets
Mt. Jezreel
credit union · Silver Spring, MD · $211K assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →
Stacks of coins of increasing height — representing savings held at a bank
Banking Guides
How Much Money Should You Keep in One Bank?
FDIC and NCUA insurance covers $250,000 per depositor, per ownership category, per institution. Here's how to think about how much to keep at a single bank — and when to spread it out.
June 25, 2026 · 4 min read
A jar of coins with a small plant growing out of it — representing savings growth
Banking Guides
High-Yield Savings Accounts: What to Know in 2026
High-yield savings accounts can pay many times the national average rate — with the same FDIC insurance as any other deposit. Here's how they work and what to watch for.
June 25, 2026 · 4 min read
A person using a card reader at a counter — representing everyday banking
Banking Guides
Are Credit Unions Safer Than Banks?
Credit unions and banks are insured by different agencies but to the same $250,000 limit. Here's what 'safer' really means — and where the two genuinely differ.
June 25, 2026 · 4 min read
A person reviewing finances on a laptop with a notebook — representing switching banks
Banking Guides
How to Switch Banks Without the Headache
Switching banks sounds painful, but a clean move comes down to a short checklist: open the new account, move your automatic payments, then close the old one carefully.
June 25, 2026 · 5 min read
Financial data on a computer screen showing bank performance metrics
State Guides
Most Trustworthy Banks in Wisconsin (2026)
We analyzed all 154 FDIC-insured banks headquartered in Wisconsin using financial strength and CFPB complaint data. Here are the most trustworthy banks in the state.
June 25, 2026 · 8 min read
Person using a contactless payment card at a terminal
State Guides
Most Trustworthy Credit Unions in Wisconsin (2026)
We analyzed all 99 NCUA-insured credit unions in Wisconsin by net worth ratio, ROA, and CFPB complaint data. Here are the most trustworthy.
June 25, 2026 · 7 min read
Stacked financial documents representing bank complaint records
State Guides
Banks to Avoid in Wisconsin: Lowest Trust Grade Ratings (2026)
2 banks in Wisconsin earned a D or F Trust Grade. Here are the lowest-rated FDIC-insured banks in the state — and what the warning signs mean for depositors.
June 25, 2026 · 7 min read
Customer service interaction at a financial institution
State Guides
Credit Unions to Avoid in Wisconsin: Lowest Trust Grade Ratings (2026)
1 credit unions in Wisconsin earned a D or F Trust Grade. Here are the lowest-rated NCUA-insured credit unions in the state — and what the warning signs mean.
June 25, 2026 · 7 min read
Financial data on a computer screen showing bank performance metrics
State Guides
Most Trustworthy Banks in Michigan (2026)
We analyzed all 73 FDIC-insured banks headquartered in Michigan using financial strength and CFPB complaint data. Here are the most trustworthy banks in the state.
June 25, 2026 · 8 min read