Choptank Electric Coop Employ
Choptank Electric Coop Employ is a credit union based in Denton, Maryland, established in 1971, with $3 million in total assets serving 277 members. By Trust Grade it ranks 17th of 61 credit unions we track in Maryland. Its net worth ratio of 30.2% is stronger than 94% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against Choptank Electric Coop Employ appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Choptank Electric Coop Employ compares to Maryland peers
How we graded Choptank Electric Coop Employ
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (30.2% capital ratio)
- Profitable (ROA 0.74%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Choptank Electric Coop Employ over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Choptank Electric Coop Employ insured?
Yes. Choptank Electric Coop Employ is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Choptank Electric Coop Employ: frequently asked questions
Is Choptank Electric Coop Employ a good credit union?
Choptank Electric Coop Employ earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (30.2% capital ratio); Profitable (ROA 0.74%).
Is Choptank Electric Coop Employ NCUA-insured?
Yes. Choptank Electric Coop Employ is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Choptank Electric Coop Employ?
Choptank Electric Coop Employ holds $3 million in total assets, ranking 17th of 61 credit unions we track in Maryland. It serves 277 members.
Does Choptank Electric Coop Employ have CFPB complaints?
No CFPB complaints against Choptank Electric Coop Employ appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
