credit union

Tower

Laurel, MD · Est. 1953
A
Trust Grade
Excellent
Score: 98/100

Tower is a credit union based in Laurel, Maryland, established in 1953, with $5.0 billion in total assets serving 218,540 members. By Trust Grade it ranks 5th of 61 credit unions we track in Maryland. Its net worth ratio of 14.0% is stronger than 89% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Tower appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.0B
$1B–10B institution
Members
218,540
Shares & deposits
—
Net worth ratio
14.0%
Top 11% of $1B–10B peers · Maryland median 11.9%
Return on assets
1.1%
Top 22% of $1B–10B peers · Maryland median 0.49%
Rank in Maryland
#5
of 61 credit unions

How Tower compares to Maryland peers

Net worth ratio
Top 11% of $1B–10B peers
Tower
14.0%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of $1B–10B peers
Tower
1.1%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Tower

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.0% capital ratio)
  • Strongly profitable (ROA 1.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tower over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Tower insured?

Yes. Tower is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tower: frequently asked questions

Is Tower a good credit union?

Tower earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Strongly profitable (ROA 1.06%).

Is Tower NCUA-insured?

Yes. Tower is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Tower?

Tower holds $5.0 billion in total assets, ranking 5th of 61 credit unions we track in Maryland. It serves 218,540 members.

Does Tower have CFPB complaints?

No CFPB complaints against Tower appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Nasa
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credit union · Aberdeen, MD · $2.6B assets
Andrews Federal Credit Union
credit union · Suitland, MD · $2.6B assets
Lafayette
credit union · Rockville, MD · $2.1B assets
First Financial Of Maryland
credit union · Sparks, MD · $1.4B assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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