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credit union

Bull Dog

Hagerstown, MD · Est. 1968
A
Trust Grade
Excellent
Score: 97/100

Bull Dog is a credit union based in Hagerstown, Maryland, established in 1968, with $241 million in total assets serving 21,251 members. By Trust Grade it ranks 13th of 61 credit unions we track in Maryland. Its net worth ratio of 11.9% is stronger than 58% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Bull Dog appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$241.5M
$100M–1B institution
Members
21,251
Shares & deposits
Net worth ratio
11.9%
Top 42% of $100M–1B peers · Maryland median 11.9%
Return on assets
0.9%
Top 35% of $100M–1B peers · Maryland median 0.49%
Rank in Maryland
#13
of 61 credit unions

How Bull Dog compares to Maryland peers

Net worth ratio
Top 42% of $100M–1B peers
Bull Dog
11.9%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of $100M–1B peers
Bull Dog
0.9%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Bull Dog

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.9% capital ratio)
  • Profitable (ROA 0.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bull Dog over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bull Dog insured?

Yes. Bull Dog is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bull Dog: frequently asked questions

Is Bull Dog a good credit union?

Bull Dog earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.91%).

Is Bull Dog NCUA-insured?

Yes. Bull Dog is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bull Dog?

Bull Dog holds $241 million in total assets, ranking 13th of 61 credit unions we track in Maryland. It serves 21,251 members.

Does Bull Dog have CFPB complaints?

No CFPB complaints against Bull Dog appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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