Skypoint
Skypoint is a credit union based in Germantown, Maryland, established in 1968, with $250 million in total assets serving 13,920 members. By Trust Grade it ranks 28th of 61 credit unions we track in Maryland. Its net worth ratio of 11.8% is stronger than 58% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.35% return on assets. No consumer complaints against Skypoint appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Skypoint compares to Maryland peers
How we graded Skypoint
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Profitable (ROA 0.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Skypoint over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Skypoint insured?
Yes. Skypoint is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Skypoint: frequently asked questions
Is Skypoint a good credit union?
Skypoint earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.35%).
Is Skypoint NCUA-insured?
Yes. Skypoint is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Skypoint?
Skypoint holds $250 million in total assets, ranking 28th of 61 credit unions we track in Maryland. It serves 13,920 members.
Does Skypoint have CFPB complaints?
No CFPB complaints against Skypoint appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
