credit union

Lm

Baltimore, MD · Est. 1949
A
Trust Grade
Excellent
Score: 97/100

Lm is a credit union based in Baltimore, Maryland, established in 1949, with $62 million in total assets serving 3,735 members. By Trust Grade it ranks 11th of 61 credit unions we track in Maryland. Its net worth ratio of 11.8% trails most similarly sized credit unions (31th percentile), versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against Lm appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$62.1M
<$100M institution
Members
3,735
Shares & deposits
—
Net worth ratio
11.8%
Bottom 31% of <$100M peers · Maryland median 11.9%
Return on assets
1.5%
Top 15% of <$100M peers · Maryland median 0.49%
Rank in Maryland
#11
of 61 credit unions

How Lm compares to Maryland peers

Net worth ratio
Bottom 31% of <$100M peers
Lm
11.8%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of <$100M peers
Lm
1.5%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Lm

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.8% capital ratio)
  • Strongly profitable (ROA 1.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lm over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lm insured?

Yes. Lm is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lm: frequently asked questions

Is Lm a good credit union?

Lm earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.50%).

Is Lm NCUA-insured?

Yes. Lm is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lm?

Lm holds $62 million in total assets, ranking 11th of 61 credit unions we track in Maryland. It serves 3,735 members.

Does Lm have CFPB complaints?

No CFPB complaints against Lm appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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