credit union

Central Credit Union Of Maryland,In

Baltimore, MD · Est. 1950
A
Trust Grade
Excellent
Score: 97/100

Central Credit Union Of Maryland,In is a credit union based in Baltimore, Maryland, established in 1950, with $42 million in total assets serving 4,369 members. By Trust Grade it ranks 14th of 61 credit unions we track in Maryland. Its net worth ratio of 12.5% trails most similarly sized credit unions (37th percentile), versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against Central Credit Union Of Maryland,In appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$42.2M
<$100M institution
Members
4,369
Shares & deposits
—
Net worth ratio
12.5%
Bottom 37% of <$100M peers · Maryland median 11.9%
Return on assets
0.9%
Top 34% of <$100M peers · Maryland median 0.49%
Rank in Maryland
#14
of 61 credit unions

How Central Credit Union Of Maryland,In compares to Maryland peers

Net worth ratio
Bottom 37% of <$100M peers
Central Credit
12.5%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of <$100M peers
Central Credit
0.9%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Central Credit Union Of Maryland,In

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (12.5% capital ratio)
  • Profitable (ROA 0.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Central Credit Union Of Maryland,In over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Central Credit Union Of Maryland,In insured?

Yes. Central Credit Union Of Maryland,In is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Central Credit Union Of Maryland,In: frequently asked questions

Is Central Credit Union Of Maryland,In a good credit union?

Central Credit Union Of Maryland,In earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.92%).

Is Central Credit Union Of Maryland,In NCUA-insured?

Yes. Central Credit Union Of Maryland,In is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Central Credit Union Of Maryland,In?

Central Credit Union Of Maryland,In holds $42 million in total assets, ranking 14th of 61 credit unions we track in Maryland. It serves 4,369 members.

Does Central Credit Union Of Maryland,In have CFPB complaints?

No CFPB complaints against Central Credit Union Of Maryland,In appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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