Lincoln Maine
Lincoln Maine is a credit union based in Lincoln, Maine, established in 1966, with $162 million in total assets serving 6,920 members. By Trust Grade it ranks 13th of 48 credit unions we track in Maine. Its net worth ratio of 11.6% is stronger than 56% of similarly sized credit unions, versus a Maine median of 10.9%. It was profitable over the most recent period, with a 1.77% return on assets. No consumer complaints against Lincoln Maine appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lincoln Maine compares to Maine peers
How we graded Lincoln Maine
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.6% capital ratio)
- Strongly profitable (ROA 1.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lincoln Maine over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Lincoln Maine insured?
Yes. Lincoln Maine is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lincoln Maine: frequently asked questions
Is Lincoln Maine a good credit union?
Lincoln Maine earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.77%).
Is Lincoln Maine NCUA-insured?
Yes. Lincoln Maine is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Lincoln Maine?
Lincoln Maine holds $162 million in total assets, ranking 13th of 48 credit unions we track in Maine. It serves 6,920 members.
Does Lincoln Maine have CFPB complaints?
No CFPB complaints against Lincoln Maine appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
