Central Maine
Central Maine is a credit union based in Lewiston, Maine, established in 1950, with $143 million in total assets serving 6,460 members. By Trust Grade it ranks 12th of 48 credit unions we track in Maine. Its net worth ratio of 14.9% is stronger than 86% of similarly sized credit unions, versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against Central Maine appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Central Maine compares to Maine peers
How we graded Central Maine
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.9% capital ratio)
- Profitable (ROA 0.70%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Central Maine over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Central Maine insured?
Yes. Central Maine is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Central Maine: frequently asked questions
Is Central Maine a good credit union?
Central Maine earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Profitable (ROA 0.70%).
Is Central Maine NCUA-insured?
Yes. Central Maine is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Central Maine?
Central Maine holds $143 million in total assets, ranking 12th of 48 credit unions we track in Maine. It serves 6,460 members.
Does Central Maine have CFPB complaints?
No CFPB complaints against Central Maine appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
