Centric
Centric is a credit union based in West Monroe, Louisiana, established in 1937, with $454 million in total assets serving 37,756 members. By Trust Grade it ranks 53rd of 136 credit unions we track in Louisiana. Its net worth ratio of 12.0% is stronger than 60% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.45% return on assets. No consumer complaints against Centric appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Centric compares to Louisiana peers
How we graded Centric
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Profitable (ROA 0.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Centric over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Centric insured?
Yes. Centric is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Centric: frequently asked questions
Is Centric a good credit union?
Centric earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.45%).
Is Centric NCUA-insured?
Yes. Centric is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Centric?
Centric holds $454 million in total assets, ranking 53rd of 136 credit unions we track in Louisiana. It serves 37,756 members.
Does Centric have CFPB complaints?
No CFPB complaints against Centric appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
