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credit union

Cse

Lake Charles, LA · Est. 1943
A
Trust Grade
Excellent
Score: 94/100

Cse is a credit union based in Lake Charles, Louisiana, established in 1943, with $456 million in total assets serving 35,569 members. By Trust Grade it ranks 54th of 136 credit unions we track in Louisiana. Its net worth ratio of 11.0% trails most similarly sized credit unions (46th percentile), versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against Cse appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$455.9M
$100M–1B institution
Members
35,569
Shares & deposits
Net worth ratio
11.0%
Bottom 46% of $100M–1B peers · Louisiana median 14.5%
Return on assets
1.0%
Top 31% of $100M–1B peers · Louisiana median 0.49%
Rank in Louisiana
#54
of 136 credit unions

How Cse compares to Louisiana peers

Net worth ratio
Bottom 46% of $100M–1B peers
Cse
11.0%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of $100M–1B peers
Cse
1.0%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Cse

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (11.0% capital ratio)
  • Profitable (ROA 0.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cse over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cse insured?

Yes. Cse is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cse: frequently asked questions

Is Cse a good credit union?

Cse earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (11.0% capital ratio); Profitable (ROA 0.97%).

Is Cse NCUA-insured?

Yes. Cse is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cse?

Cse holds $456 million in total assets, ranking 54th of 136 credit unions we track in Louisiana. It serves 35,569 members.

Does Cse have CFPB complaints?

No CFPB complaints against Cse appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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