Carter
Carter is a credit union based in Springhill, Louisiana, established in 1954, with $752 million in total assets serving 34,100 members. By Trust Grade it ranks 102nd of 136 credit unions we track in Louisiana. Its net worth ratio of 8.7% trails most similarly sized credit unions (11th percentile), versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against Carter appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Carter compares to Louisiana peers
How we graded Carter
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Strongly profitable (ROA 1.16%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Carter over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Carter insured?
Yes. Carter is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Carter: frequently asked questions
Is Carter a good credit union?
Carter earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.16%).
Is Carter NCUA-insured?
Yes. Carter is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Carter?
Carter holds $752 million in total assets, ranking 102nd of 136 credit unions we track in Louisiana. It serves 34,100 members.
Does Carter have CFPB complaints?
No CFPB complaints against Carter appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
