River Region
River Region is a credit union based in Lutcher, Louisiana, established in 1960, with $42 million in total assets serving 2,470 members. By Trust Grade it ranks 85th of 136 credit unions we track in Louisiana. Its net worth ratio of 19.2% is stronger than 75% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.00% return on assets. No consumer complaints against River Region appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How River Region compares to Louisiana peers
How we graded River Region
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.2% capital ratio)
- Profitable (ROA 0.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for River Region over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at River Region insured?
Yes. River Region is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
River Region: frequently asked questions
Is River Region a good credit union?
River Region earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (19.2% capital ratio); Profitable (ROA 0.00%).
Is River Region NCUA-insured?
Yes. River Region is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is River Region?
River Region holds $42 million in total assets, ranking 85th of 136 credit unions we track in Louisiana. It serves 2,470 members.
Does River Region have CFPB complaints?
No CFPB complaints against River Region appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
