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credit union

Geismar Complex

Geismar, LA · Est. 1980
A
Trust Grade
Excellent
Score: 97/100

Geismar Complex is a credit union based in Geismar, Louisiana, established in 1980, with $43 million in total assets serving 2,532 members. By Trust Grade it ranks 37th of 136 credit unions we track in Louisiana. Its net worth ratio of 13.2% trails most similarly sized credit unions (43th percentile), versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Geismar Complex appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$43.2M
<$100M institution
Members
2,532
Shares & deposits
Net worth ratio
13.2%
Bottom 43% of <$100M peers · Louisiana median 14.5%
Return on assets
0.8%
Top 38% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#37
of 136 credit unions

How Geismar Complex compares to Louisiana peers

Net worth ratio
Bottom 43% of <$100M peers
Geismar Complex
13.2%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of <$100M peers
Geismar Complex
0.8%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Geismar Complex

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (13.2% capital ratio)
  • Profitable (ROA 0.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Geismar Complex over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Geismar Complex insured?

Yes. Geismar Complex is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Geismar Complex: frequently asked questions

Is Geismar Complex a good credit union?

Geismar Complex earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Profitable (ROA 0.83%).

Is Geismar Complex NCUA-insured?

Yes. Geismar Complex is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Geismar Complex?

Geismar Complex holds $43 million in total assets, ranking 37th of 136 credit unions we track in Louisiana. It serves 2,532 members.

Does Geismar Complex have CFPB complaints?

No CFPB complaints against Geismar Complex appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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