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credit union

Southwest Louisiana

Lake Charles, LA · Est. 1952
A
Trust Grade
Excellent
Score: 95/100

Southwest Louisiana is a credit union based in Lake Charles, Louisiana, established in 1952, with $184 million in total assets serving 19,296 members. By Trust Grade it ranks 52nd of 136 credit unions we track in Louisiana. Its net worth ratio of 15.5% is stronger than 89% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Southwest Louisiana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$184.3M
$100M–1B institution
Members
19,296
Shares & deposits
Net worth ratio
15.5%
Top 11% of $100M–1B peers · Louisiana median 14.5%
Return on assets
0.6%
Bottom 42% of $100M–1B peers · Louisiana median 0.49%
Rank in Louisiana
#52
of 136 credit unions

How Southwest Louisiana compares to Louisiana peers

Net worth ratio
Top 11% of $100M–1B peers
Southwest Louisiana
15.5%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $100M–1B peers
Southwest Louisiana
0.6%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Southwest Louisiana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (15.5% capital ratio)
  • Profitable (ROA 0.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Southwest Louisiana over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Southwest Louisiana insured?

Yes. Southwest Louisiana is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Southwest Louisiana: frequently asked questions

Is Southwest Louisiana a good credit union?

Southwest Louisiana earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (15.5% capital ratio); Profitable (ROA 0.58%).

Is Southwest Louisiana NCUA-insured?

Yes. Southwest Louisiana is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Southwest Louisiana?

Southwest Louisiana holds $184 million in total assets, ranking 52nd of 136 credit unions we track in Louisiana. It serves 19,296 members.

Does Southwest Louisiana have CFPB complaints?

No CFPB complaints against Southwest Louisiana appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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