credit union

Heart Of Louisiana

Pineville, LA · Est. 1955
A
Trust Grade
Excellent
Score: 93/100

Heart Of Louisiana is a credit union based in Pineville, Louisiana, established in 1955, with $146 million in total assets serving 16,407 members. By Trust Grade it ranks 65th of 136 credit unions we track in Louisiana. Its net worth ratio of 16.2% is stronger than 91% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.38% return on assets. No consumer complaints against Heart Of Louisiana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$146.4M
$100M–1B institution
Members
16,407
Shares & deposits
—
Net worth ratio
16.2%
Top 9% of $100M–1B peers · Louisiana median 14.5%
Return on assets
0.4%
Bottom 27% of $100M–1B peers · Louisiana median 0.49%
Rank in Louisiana
#65
of 136 credit unions

How Heart Of Louisiana compares to Louisiana peers

Net worth ratio
Top 9% of $100M–1B peers
Heart Of
16.2%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of $100M–1B peers
Heart Of
0.4%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Heart Of Louisiana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (16.2% capital ratio)
  • Profitable (ROA 0.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Heart Of Louisiana over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Heart Of Louisiana insured?

Yes. Heart Of Louisiana is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Heart Of Louisiana: frequently asked questions

Is Heart Of Louisiana a good credit union?

Heart Of Louisiana earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (16.2% capital ratio); Profitable (ROA 0.38%).

Is Heart Of Louisiana NCUA-insured?

Yes. Heart Of Louisiana is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Heart Of Louisiana?

Heart Of Louisiana holds $146 million in total assets, ranking 65th of 136 credit unions we track in Louisiana. It serves 16,407 members.

Does Heart Of Louisiana have CFPB complaints?

No CFPB complaints against Heart Of Louisiana appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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