La Terre
La Terre is a credit union based in Houma, Louisiana, established in 1970, with $25 million in total assets serving 4,924 members. By Trust Grade it ranks 133rd of 136 credit unions we track in Louisiana. Its net worth ratio of 6.3% trails most similarly sized credit unions (1th percentile), versus a Louisiana median of 14.5%. It posted a loss over the most recent period (-0.33% return on assets), a point to watch. No consumer complaints against La Terre appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How La Terre compares to Louisiana peers
How we graded La Terre
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (6.3%)
- Unprofitable over the period (ROA -0.33%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for La Terre over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at La Terre insured?
Yes. La Terre is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
La Terre: frequently asked questions
Is La Terre a good credit union?
La Terre earns a Bankzia Trust Grade of D (61/100, "Below average"), based on a financial-strength score of 61/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (6.3%); Unprofitable over the period (ROA -0.33%).
Is La Terre NCUA-insured?
Yes. La Terre is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is La Terre?
La Terre holds $25 million in total assets, ranking 133rd of 136 credit unions we track in Louisiana. It serves 4,924 members.
Does La Terre have CFPB complaints?
No CFPB complaints against La Terre appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
