credit union

Engage

Natchitoches, LA · Est. 1975
A
Trust Grade
Excellent
Score: 98/100

Engage is a credit union based in Natchitoches, Louisiana, established in 1975, with $29 million in total assets serving 4,236 members. By Trust Grade it ranks 23rd of 136 credit unions we track in Louisiana. Its net worth ratio of 20.9% is stronger than 81% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 3.76% return on assets. No consumer complaints against Engage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$29.2M
<$100M institution
Members
4,236
Shares & deposits
—
Net worth ratio
20.9%
Top 19% of <$100M peers · Louisiana median 14.5%
Return on assets
3.8%
Top 1% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#23
of 136 credit unions

How Engage compares to Louisiana peers

Net worth ratio
Top 19% of <$100M peers
Engage
20.9%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of <$100M peers
Engage
3.8%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Engage

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (20.9% capital ratio)
  • Strongly profitable (ROA 3.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Engage over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Engage insured?

Yes. Engage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Engage: frequently asked questions

Is Engage a good credit union?

Engage earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.9% capital ratio); Strongly profitable (ROA 3.76%).

Is Engage NCUA-insured?

Yes. Engage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Engage?

Engage holds $29 million in total assets, ranking 23rd of 136 credit unions we track in Louisiana. It serves 4,236 members.

Does Engage have CFPB complaints?

No CFPB complaints against Engage appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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