Efcu Financial
Efcu Financial is a credit union based in Baton Rouge, Louisiana, established in 1934, with $1.3 billion in total assets serving 72,182 members. By Trust Grade it ranks 89th of 136 credit unions we track in Louisiana. Its net worth ratio of 9.6% trails most similarly sized credit unions (24th percentile), versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against Efcu Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Efcu Financial compares to Louisiana peers
How we graded Efcu Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.6% capital ratio)
- Profitable (ROA 0.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Efcu Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Efcu Financial insured?
Yes. Efcu Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Efcu Financial: frequently asked questions
Is Efcu Financial a good credit union?
Efcu Financial earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.92%).
Is Efcu Financial NCUA-insured?
Yes. Efcu Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Efcu Financial?
Efcu Financial holds $1.3 billion in total assets, ranking 89th of 136 credit unions we track in Louisiana. It serves 72,182 members.
Does Efcu Financial have CFPB complaints?
No CFPB complaints against Efcu Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
