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credit union

Daviess County Teachers

Owensboro, KY · Est. 1971
A
Trust Grade
Excellent
Score: 98/100

Daviess County Teachers is a credit union based in Owensboro, Kentucky, established in 1971, with $75 million in total assets serving 5,432 members. By Trust Grade it ranks 6th of 52 credit unions we track in Kentucky. Its net worth ratio of 12.0% trails most similarly sized credit unions (33th percentile), versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Daviess County Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$75.4M
<$100M institution
Members
5,432
Shares & deposits
Net worth ratio
12.0%
Bottom 33% of <$100M peers · Kentucky median 12.8%
Return on assets
1.1%
Top 27% of <$100M peers · Kentucky median 0.76%
Rank in Kentucky
#6
of 52 credit unions

How Daviess County Teachers compares to Kentucky peers

Net worth ratio
Bottom 33% of <$100M peers
Daviess County
12.0%
Kentucky median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of <$100M peers
Daviess County
1.1%
Kentucky median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Daviess County Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.0% capital ratio)
  • Strongly profitable (ROA 1.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Daviess County Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Daviess County Teachers insured?

Yes. Daviess County Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Daviess County Teachers: frequently asked questions

Is Daviess County Teachers a good credit union?

Daviess County Teachers earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 1.11%).

Is Daviess County Teachers NCUA-insured?

Yes. Daviess County Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Daviess County Teachers?

Daviess County Teachers holds $75 million in total assets, ranking 6th of 52 credit unions we track in Kentucky. It serves 5,432 members.

Does Daviess County Teachers have CFPB complaints?

No CFPB complaints against Daviess County Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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