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credit union

Greater Kentucky Cu, Inc.

Lexington, KY · Est. 1953
A
Trust Grade
Excellent
Score: 90/100

Greater Kentucky Cu, Inc. is a credit union based in Lexington, Kentucky, established in 1953, with $86 million in total assets serving 9,295 members. By Trust Grade it ranks 37th of 52 credit unions we track in Kentucky. Its net worth ratio of 11.8% trails most similarly sized credit unions (31th percentile), versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.03% return on assets. No consumer complaints against Greater Kentucky Cu, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$85.5M
<$100M institution
Members
9,295
Shares & deposits
Net worth ratio
11.8%
Bottom 31% of <$100M peers · Kentucky median 12.8%
Return on assets
0.0%
Bottom 22% of <$100M peers · Kentucky median 0.76%
Rank in Kentucky
#37
of 52 credit unions

How Greater Kentucky Cu, Inc. compares to Kentucky peers

Net worth ratio
Bottom 31% of <$100M peers
Greater Kentucky
11.8%
Kentucky median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 22% of <$100M peers
Greater Kentucky
0.0%
Kentucky median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Greater Kentucky Cu, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (11.8% capital ratio)
  • Profitable (ROA 0.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Greater Kentucky Cu, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Greater Kentucky Cu, Inc. insured?

Yes. Greater Kentucky Cu, Inc. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Greater Kentucky Cu, Inc.: frequently asked questions

Is Greater Kentucky Cu, Inc. a good credit union?

Greater Kentucky Cu, Inc. earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.03%).

Is Greater Kentucky Cu, Inc. NCUA-insured?

Yes. Greater Kentucky Cu, Inc. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Greater Kentucky Cu, Inc.?

Greater Kentucky Cu, Inc. holds $86 million in total assets, ranking 37th of 52 credit unions we track in Kentucky. It serves 9,295 members.

Does Greater Kentucky Cu, Inc. have CFPB complaints?

No CFPB complaints against Greater Kentucky Cu, Inc. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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