Kraftcor
Kraftcor is a credit union based in Hawesville, Kentucky, established in 1972, with $13 million in total assets serving 1,157 members. By Trust Grade it ranks 51st of 52 credit unions we track in Kentucky. Its net worth ratio of 7.5% trails most similarly sized credit unions (4th percentile), versus a Kentucky median of 12.8%. It posted a loss over the most recent period (-1.43% return on assets), a point to watch. No consumer complaints against Kraftcor appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kraftcor compares to Kentucky peers
How we graded Kraftcor
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.5% capital ratio)
- Unprofitable over the period (ROA -1.43%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Kraftcor over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Kraftcor insured?
Yes. Kraftcor is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kraftcor: frequently asked questions
Is Kraftcor a good credit union?
Kraftcor earns a Bankzia Trust Grade of D (60/100, "Below average"), based on a financial-strength score of 60/100 (it has no CFPB complaints on record). Well-capitalized (7.5% capital ratio); Unprofitable over the period (ROA -1.43%).
Is Kraftcor NCUA-insured?
Yes. Kraftcor is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Kraftcor?
Kraftcor holds $13 million in total assets, ranking 51st of 52 credit unions we track in Kentucky. It serves 1,157 members.
Does Kraftcor have CFPB complaints?
No CFPB complaints against Kraftcor appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
