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credit union

F.C.I. Ashland

Ashland, KY · Est. 1941
A
Trust Grade
Excellent
Score: 91/100

F.C.I. Ashland is a credit union based in Ashland, Kentucky, established in 1941, with $9 million in total assets serving 742 members. By Trust Grade it ranks 34th of 52 credit unions we track in Kentucky. Its net worth ratio of 14.7% is stronger than 53% of similarly sized credit unions, versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.03% return on assets. No consumer complaints against F.C.I. Ashland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.5M
<$100M institution
Members
742
Shares & deposits
Net worth ratio
14.7%
Top 47% of <$100M peers · Kentucky median 12.8%
Return on assets
0.0%
Bottom 23% of <$100M peers · Kentucky median 0.76%
Rank in Kentucky
#34
of 52 credit unions

How F.C.I. Ashland compares to Kentucky peers

Net worth ratio
Top 47% of <$100M peers
F.C.I. Ashland
14.7%
Kentucky median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of <$100M peers
F.C.I. Ashland
0.0%
Kentucky median
0.8%
Higher ROA = more profitable relative to asset base

How we graded F.C.I. Ashland

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (14.7% capital ratio)
  • Profitable (ROA 0.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for F.C.I. Ashland over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at F.C.I. Ashland insured?

Yes. F.C.I. Ashland is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

F.C.I. Ashland: frequently asked questions

Is F.C.I. Ashland a good credit union?

F.C.I. Ashland earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Profitable (ROA 0.03%).

Is F.C.I. Ashland NCUA-insured?

Yes. F.C.I. Ashland is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is F.C.I. Ashland?

F.C.I. Ashland holds $9 million in total assets, ranking 34th of 52 credit unions we track in Kentucky. It serves 742 members.

Does F.C.I. Ashland have CFPB complaints?

No CFPB complaints against F.C.I. Ashland appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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