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credit union

Communityamerica

Lenexa, KS · Est. 1963
B
Trust Grade
Strong
Score: 89/100

Communityamerica is a credit union based in Lenexa, Kansas, established in 1963, with $9.0 billion in total assets serving 591,912 members. By Trust Grade it ranks 39th of 62 credit unions we track in Kansas. Its net worth ratio of 9.7% trails most similarly sized credit unions (24th percentile), versus a Kansas median of 13.2%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Communityamerica appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.0B
$1B–10B institution
Members
591,912
Shares & deposits
Net worth ratio
9.7%
Bottom 24% of $1B–10B peers · Kansas median 13.2%
Return on assets
0.9%
Top 31% of $1B–10B peers · Kansas median 0.68%
Rank in Kansas
#39
of 62 credit unions

How Communityamerica compares to Kansas peers

Net worth ratio
Bottom 24% of $1B–10B peers
Communityamerica
9.7%
Kansas median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of $1B–10B peers
Communityamerica
0.9%
Kansas median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Communityamerica

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (9.7% capital ratio)
  • Profitable (ROA 0.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Communityamerica over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Communityamerica insured?

Yes. Communityamerica is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Communityamerica: frequently asked questions

Is Communityamerica a good credit union?

Communityamerica earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.94%).

Is Communityamerica NCUA-insured?

Yes. Communityamerica is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Communityamerica?

Communityamerica holds $9.0 billion in total assets, ranking 39th of 62 credit unions we track in Kansas. It serves 591,912 members.

Does Communityamerica have CFPB complaints?

No CFPB complaints against Communityamerica appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Azura
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Heartland
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Mainstreet
credit union · Lenexa, KS · $694M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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