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credit union

Telco Triad Community

Sioux City, IA · Est. 1945
A
Trust Grade
Excellent
Score: 92/100

Telco Triad Community is a credit union based in Sioux City, Iowa, established in 1945, with $163 million in total assets serving 16,018 members. By Trust Grade it ranks 45th of 66 credit unions we track in Iowa. Its net worth ratio of 11.7% is stronger than 57% of similarly sized credit unions, versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 0.34% return on assets. No consumer complaints against Telco Triad Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$163.2M
$100M–1B institution
Members
16,018
Shares & deposits
Net worth ratio
11.7%
Top 43% of $100M–1B peers · Iowa median 12.9%
Return on assets
0.3%
Bottom 25% of $100M–1B peers · Iowa median 0.92%
Rank in Iowa
#45
of 66 credit unions

How Telco Triad Community compares to Iowa peers

Net worth ratio
Top 43% of $100M–1B peers
Telco Triad
11.7%
Iowa median
12.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of $100M–1B peers
Telco Triad
0.3%
Iowa median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Telco Triad Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (11.7% capital ratio)
  • Profitable (ROA 0.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Telco Triad Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Telco Triad Community insured?

Yes. Telco Triad Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Telco Triad Community: frequently asked questions

Is Telco Triad Community a good credit union?

Telco Triad Community earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.34%).

Is Telco Triad Community NCUA-insured?

Yes. Telco Triad Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Telco Triad Community?

Telco Triad Community holds $163 million in total assets, ranking 45th of 66 credit unions we track in Iowa. It serves 16,018 members.

Does Telco Triad Community have CFPB complaints?

No CFPB complaints against Telco Triad Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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