North Star Community
North Star Community is a credit union based in Cherokee, Iowa, established in 1972, with $156 million in total assets serving 12,254 members. By Trust Grade it ranks 59th of 66 credit unions we track in Iowa. Its net worth ratio of 9.3% trails most similarly sized credit unions (19th percentile), versus a Iowa median of 12.9%. It posted a loss over the most recent period (-0.25% return on assets), a point to watch. No consumer complaints against North Star Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How North Star Community compares to Iowa peers
How we graded North Star Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.3% capital ratio)
- Unprofitable over the period (ROA -0.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for North Star Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at North Star Community insured?
Yes. North Star Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
North Star Community: frequently asked questions
Is North Star Community a good credit union?
North Star Community earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Unprofitable over the period (ROA -0.25%).
Is North Star Community NCUA-insured?
Yes. North Star Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is North Star Community?
North Star Community holds $156 million in total assets, ranking 59th of 66 credit unions we track in Iowa. It serves 12,254 members.
Does North Star Community have CFPB complaints?
No CFPB complaints against North Star Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
