Skip to main content
credit union

Greenstate

North Liberty, IA · Est. 1938
D
Trust Grade
Below average
Score: 65/100

Greenstate is a credit union based in North Liberty, Iowa, established in 1938, with $11.2 billion in total assets serving 408,586 members. By Trust Grade it ranks 65th of 66 credit unions we track in Iowa. Its net worth ratio of 8.7% trails most similarly sized credit unions (4th percentile), versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 0.59% return on assets. Consumers filed 149 complaints about GREENSTATE CREDIT UNION with the CFPB — 13.3 per $1B in assets, a lower rate than 78% of peers.

Total assets
$11.2B
$10B–100B institution
Members
408,586
Shares & deposits
Net worth ratio
8.7%
Bottom 4% of $10B–100B peers · Iowa median 12.9%
Return on assets
0.6%
Bottom 30% of $10B–100B peers · Iowa median 0.92%
Rank in Iowa
#65
of 66 credit unions

How Greenstate compares to Iowa peers

Net worth ratio
Bottom 4% of $10B–100B peers
Greenstate
8.7%
Iowa median
12.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of $10B–100B peers
Greenstate
0.6%
Iowa median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Greenstate

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
47.124161073825505/100
Overall
D · 65
  • Well-capitalized (8.7% capital ratio)
  • Profitable (ROA 0.59%)
  • 13.3 complaints per $1B in assets
  • Resolves 20% of complaints with relief

Consumer complaints (CFPB)

149 complaints filed with the CFPB against GREENSTATE CREDIT UNION — 13.3 per $1B in assets.

Total complaints
149
Per $1B assets
13.3
Lower = better
Answered on time
98.0%
Closed with relief
20.1%
Complaints by product
Credit reporting or other personal consumer reports
51
Debt collection
25
Checking or savings account
23
Vehicle loan or lease
22
Mortgage
12

Are deposits at Greenstate insured?

Yes. Greenstate is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Greenstate: frequently asked questions

Is Greenstate a good credit union?

Greenstate earns a Bankzia Trust Grade of D (65/100, "Below average"), based on a financial-strength score of 83/100 and a customer-experience score of 47.124161073825505/100. Well-capitalized (8.7% capital ratio); Profitable (ROA 0.59%).

Is Greenstate NCUA-insured?

Yes. Greenstate is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Greenstate?

Greenstate holds $11.2 billion in total assets, ranking 65th of 66 credit unions we track in Iowa. It serves 408,586 members.

How many complaints does Greenstate have?

Consumers filed 149 complaints about GREENSTATE CREDIT UNION with the CFPB, or 13.3 per $1B in assets. 98% were answered on time. 20% closed with relief to the consumer.

Similar Credit Unions

Veridian
credit union · Waterloo, IA · $8.9B assets
Dupaco Community
credit union · Dubuque, IA · $3.6B assets
Collins Community
credit union · Cedar Rapids, IA · $1.5B assets
Dutrac Community
credit union · Dubuque, IA · $1.3B assets
Community 1st
credit union · Ottumwa, IA · $1.1B assets
Community Choice
credit union · Johnston, IA · $919M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →