credit union

5 Star Community

Mount Pleasant, IA · Est. 1950
B
Trust Grade
Strong
Score: 80/100

5 Star Community is a credit union based in Mount Pleasant, Iowa, established in 1950, with $55 million in total assets serving 6,711 members. By Trust Grade it ranks 58th of 66 credit unions we track in Iowa. Its net worth ratio of 8.2% trails most similarly sized credit unions (5th percentile), versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 0.53% return on assets. No consumer complaints against 5 Star Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$54.9M
<$100M institution
Members
6,711
Shares & deposits
—
Net worth ratio
8.2%
Bottom 5% of <$100M peers · Iowa median 12.9%
Return on assets
0.5%
Bottom 46% of <$100M peers · Iowa median 0.92%
Rank in Iowa
#58
of 66 credit unions

How 5 Star Community compares to Iowa peers

Net worth ratio
Bottom 5% of <$100M peers
5 Star
8.2%
Iowa median
12.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of <$100M peers
5 Star
0.5%
Iowa median
0.9%
Higher ROA = more profitable relative to asset base

How we graded 5 Star Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Well-capitalized (8.2% capital ratio)
  • Profitable (ROA 0.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for 5 Star Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at 5 Star Community insured?

Yes. 5 Star Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

5 Star Community: frequently asked questions

Is 5 Star Community a good credit union?

5 Star Community earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.53%).

Is 5 Star Community NCUA-insured?

Yes. 5 Star Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is 5 Star Community?

5 Star Community holds $55 million in total assets, ranking 58th of 66 credit unions we track in Iowa. It serves 6,711 members.

Does 5 Star Community have CFPB complaints?

No CFPB complaints against 5 Star Community appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Metco
credit union · Cedar Rapids, IA · $58M assets
Capitol View
credit union · Des Moines, IA · $47M assets
Sioux Valley Community
credit union · Sioux City, IA · $43M assets
Fort Dodge Family
credit union · Fort Dodge, IA · $42M assets
Lennox Employees
credit union · Marshalltown, IA · $73M assets
Meridian
credit union · Ottumwa, IA · $35M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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