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credit union

Metco

Cedar Rapids, IA · Est. 1957
A
Trust Grade
Excellent
Score: 98/100

Metco is a credit union based in Cedar Rapids, Iowa, established in 1957, with $58 million in total assets serving 3,282 members. By Trust Grade it ranks 1st of 66 credit unions we track in Iowa. Its net worth ratio of 18.2% is stronger than 72% of similarly sized credit unions, versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 2.18% return on assets. No consumer complaints against Metco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$58.2M
<$100M institution
Members
3,282
Shares & deposits
Net worth ratio
18.2%
Top 28% of <$100M peers · Iowa median 12.9%
Return on assets
2.2%
Top 5% of <$100M peers · Iowa median 0.92%
Rank in Iowa
#1
of 66 credit unions

How Metco compares to Iowa peers

Net worth ratio
Top 28% of <$100M peers
Metco
18.2%
Iowa median
12.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of <$100M peers
Metco
2.2%
Iowa median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Metco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.2% capital ratio)
  • Strongly profitable (ROA 2.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Metco over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Metco insured?

Yes. Metco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Metco: frequently asked questions

Is Metco a good credit union?

Metco earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.2% capital ratio); Strongly profitable (ROA 2.18%).

Is Metco NCUA-insured?

Yes. Metco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Metco?

Metco holds $58 million in total assets, ranking 1st of 66 credit unions we track in Iowa. It serves 3,282 members.

Does Metco have CFPB complaints?

No CFPB complaints against Metco appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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