Tlcu Financial
Tlcu Financial is a credit union based in Mishawaka, Indiana, established in 1953, with $60 million in total assets serving 3,890 members. By Trust Grade it ranks 28th of 124 credit unions we track in Indiana. Its net worth ratio of 15.6% is stronger than 59% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against Tlcu Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Tlcu Financial compares to Indiana peers
How we graded Tlcu Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.6% capital ratio)
- Strongly profitable (ROA 1.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Tlcu Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Tlcu Financial insured?
Yes. Tlcu Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Tlcu Financial: frequently asked questions
Is Tlcu Financial a good credit union?
Tlcu Financial earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.6% capital ratio); Strongly profitable (ROA 1.10%).
Is Tlcu Financial NCUA-insured?
Yes. Tlcu Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Tlcu Financial?
Tlcu Financial holds $60 million in total assets, ranking 28th of 124 credit unions we track in Indiana. It serves 3,890 members.
Does Tlcu Financial have CFPB complaints?
No CFPB complaints against Tlcu Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
