Perfect Circle
Perfect Circle is a credit union based in Hagerstown, Indiana, established in 1932, with $65 million in total assets serving 5,272 members. By Trust Grade it ranks 41st of 124 credit unions we track in Indiana. Its net worth ratio of 12.2% trails most similarly sized credit unions (34th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Perfect Circle appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Perfect Circle compares to Indiana peers
How we graded Perfect Circle
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.2% capital ratio)
- Profitable (ROA 0.76%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Perfect Circle over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Perfect Circle insured?
Yes. Perfect Circle is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Perfect Circle: frequently asked questions
Is Perfect Circle a good credit union?
Perfect Circle earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.76%).
Is Perfect Circle NCUA-insured?
Yes. Perfect Circle is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Perfect Circle?
Perfect Circle holds $65 million in total assets, ranking 41st of 124 credit unions we track in Indiana. It serves 5,272 members.
Does Perfect Circle have CFPB complaints?
No CFPB complaints against Perfect Circle appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
