Community Spirit Credit Union
Community Spirit Credit Union is a credit union based in Lawrenceburg, Indiana, established in 1937, with $23 million in total assets serving 2,049 members. By Trust Grade it ranks 112th of 124 credit unions we track in Indiana. Its net worth ratio of 9.4% trails most similarly sized credit unions (13th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.15% return on assets. No consumer complaints against Community Spirit Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community Spirit Credit Union compares to Indiana peers
How we graded Community Spirit Credit Union
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.4% capital ratio)
- Profitable (ROA 0.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community Spirit Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Community Spirit Credit Union insured?
Yes. Community Spirit Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community Spirit Credit Union: frequently asked questions
Is Community Spirit Credit Union a good credit union?
Community Spirit Credit Union earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Profitable (ROA 0.15%).
Is Community Spirit Credit Union NCUA-insured?
Yes. Community Spirit Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Community Spirit Credit Union?
Community Spirit Credit Union holds $23 million in total assets, ranking 112th of 124 credit unions we track in Indiana. It serves 2,049 members.
Does Community Spirit Credit Union have CFPB complaints?
No CFPB complaints against Community Spirit Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
