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credit union

Grand Heritage

Laporte, IN · Est. 1955
B
Trust Grade
Strong
Score: 82/100

Grand Heritage is a credit union based in Laporte, Indiana, established in 1955, with $22 million in total assets serving 2,013 members. By Trust Grade it ranks 111th of 124 credit unions we track in Indiana. Its net worth ratio of 9.2% trails most similarly sized credit unions (12th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.18% return on assets. No consumer complaints against Grand Heritage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$21.8M
<$100M institution
Members
2,013
Shares & deposits
Net worth ratio
9.2%
Bottom 12% of <$100M peers · Indiana median 12.8%
Return on assets
0.2%
Bottom 28% of <$100M peers · Indiana median 0.68%
Rank in Indiana
#111
of 124 credit unions

How Grand Heritage compares to Indiana peers

Net worth ratio
Bottom 12% of <$100M peers
Grand Heritage
9.2%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of <$100M peers
Grand Heritage
0.2%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Grand Heritage

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (9.2% capital ratio)
  • Profitable (ROA 0.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Grand Heritage over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Grand Heritage insured?

Yes. Grand Heritage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Grand Heritage: frequently asked questions

Is Grand Heritage a good credit union?

Grand Heritage earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Profitable (ROA 0.18%).

Is Grand Heritage NCUA-insured?

Yes. Grand Heritage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Grand Heritage?

Grand Heritage holds $22 million in total assets, ranking 111th of 124 credit unions we track in Indiana. It serves 2,013 members.

Does Grand Heritage have CFPB complaints?

No CFPB complaints against Grand Heritage appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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